7 Most Common Driving Hazards & How To Avoid Them
Posted: March 1, 2020
It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...
Keeping Costs In Check? Here’s Why You Shouldn’t Cut Corners On Business Insurance
Posted: February 21, 2020
Owning a small business can be one of life’s greatest balancing acts. Every day there’s the stress of managing employees, finding (and retaining) customers, and monitoring cash flow. And on top of that, you’ll always feel the pressure to keep costs down — and productivity up. For business owners looking to boost their bottom line, cutting back on insurance expenses can be a real temptation....
Builders Risk Insurance Vs. Contractors Insurance
Posted: February 19, 2020
If you are in the construction business, you need the right types of insurance coverage to protect yourself. You are likely to need builders risk insurance in addition to contractors insurance. Together, these two forms of coverage can protect you against certain losses. What Is Builders Risk Insurance? Builders risk insurance is designed to cover a contractor’s equipment, materials, and property related to the construction...
Basic Dryer Maintenance: How To Clean Dryer Vent Systems
Posted: February 18, 2020
Clothes dryers are responsible for nearly 15,000 house fires each year. And according to the National Fire Protection Association (NFPA), the leading cause of dryer fires is failure to clean lint from the system. We all know the importance of cleaning your dryer’s lint trap to prevent dryer fires. But many homeowners neglect to look beyond the machine itself to inspect their home’s dryer vent....
What Insurance Do I Need To Rent Out My Home On Airbnb?
Posted: February 16, 2020
Airbnb provides up to $1 million in liability insurance to protect its hosts against third-party claims for personal injury or property damage, as stated by the company. However, this coverage is limited to certain types of liability and is subject to certain conditions, limitations, and exclusions. Your homeowners insurance or renters insurance may not provide the additional coverage you need. Our knowledgeable agent will be...